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We don't just file your T2. We build your strategy.

Corporate Tax


T2, CO-17, holdcos, reorganizations, estate freezes. Strategy first, filing second.

What's included


  • ·Federal T2 returns
  • ·Quebec CO-17 returns
  • ·Opco / holdco structures
  • ·Salary vs dividend planning
  • ·Discretionary family trusts
  • ·Section 85(1) reorgs, estate freezes
  • ·Business sale or acquisition (tax side)
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Why it matters

Corporate tax in Quebec is the gap between 12.2% and 50.2% on the same dollar. That gap isn't decided in the return. it's decided in the structure, the timing, and who owns what. A well-planned corp can free up five to six figures a year that were leaking out as avoidable tax.

  • 01

    A structure you understand and can explain to your banker in five minutes

  • 02

    A salary/dividend schedule locked in before December 31, not in March

  • 03

    A tax file that survives a CRA audit without panic

  • 04

    A real annual projection. not just a T2 delivered in spring

Frequently asked


At what income level does incorporation make sense?+

There's no single number. The threshold depends on how much you spend to live. If you reinvest 60%+ of profits, the advantage starts around $90K net income. If you withdraw everything, incorporating can actually cost you more. We look at your real numbers before deciding.

My old CPA just dropped off the T2. Why would this be different?+

Because we're not charging to produce a document. we're charging for the strategy that comes before it. Before the return, we discuss salary vs dividend, expense timing, CDA, RDTOH. The T2 becomes the consequence of a plan, not the plan itself.

Do you also handle structures with two or three corps?+

Yes, and that's often where the biggest gains live. Opco, holdco, management companies, trusts. the goal is to have every dollar in the right entity at the right moment. Complexity isn't scary; the absence of a plan is.

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Ready to talk strategy?

An initial conversation, no fee, no commitment. We look at your situation and identify the concrete levers.

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Nadim Chaar, CPA

About

Bilingual CPA. Tax strategy for incorporated professionals and entrepreneurs across Quebec.

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(514) 224-2995nadim.chaarcpa@outlook.com
Greater Montreal · Laval · North Shore · by appointment

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